We look forward to the conversation. Here's exactly what the journey looks like.
Before anything is signed, we make sure Patch is the right fit for your agency.
01
We have a conversation.
Tell us about your agency, your book of business, and what you're looking for. We'll share how Patch works, what you can earn, and answer your questions. No commitment at this stage.
02
We verify your license.
We'll confirm you hold an active license in the states where you want to offer premium financing. Takes about a day — we handle the lookup.
03
We share our rates.
You'll see Patch's current financing rates. No login required, no gatekeeping — you should know what you're offering before you commit.
04
We talk about arranger fees.
In states where arranger fees are permitted, we'll walk through how they work and what you can expect to earn. Example: a 3% fee on a $50,000 premium puts $1,500 back in your agency.
05
You apply.
You'll complete a short agency profile form online. It covers your agency details and gets you authorized to start offering premium financing. Takes about 10 minutes.
Once you've signed, we handle the rest.
01
We review your application.
Our team reviews everything internally. You'll hear back within 2–5 business days.
02
Your account is created.
We set up your agency and send you login credentials for the quoting platform.
03
We follow up.
We'll reach out to help you add your team, update your agency profile, and get your account ready to write your first loan.
Having these ready will speed up your application.
Agency legal name + address
FEIN / Tax ID number
Active insurance license(s)
Bank account + routing number + voided check
List of carriers and GAs you work with
Team member names + emails
