From construction to healthcare, Patch provides flexible premium financing for the commercial insurance policies your clients depend on. Whatever industry you specialize in, we make it easy to offer affordable payment plans that keep your clients covered and your agency growing.
General liability, builders risk, and surety bonds with premiums that match project timelines.
Construction firms face complex insurance requirements across general liability, builders risk, surety bonds, and workers compensation. Premium financing helps contractors maintain adequate coverage throughout project timelines without tying up working capital needed for materials, equipment, and payroll. Patch works with brokers who serve general contractors, specialty trades, and commercial builders nationwide.
Fleet, cargo, and commercial auto coverage for trucking companies and logistics operators.
Trucking companies and logistics operators carry significant insurance costs across commercial auto, fleet coverage, cargo liability, and physical damage policies. Premium financing lets transportation businesses spread these costs into manageable monthly payments, preserving cash flow for fuel, maintenance, and fleet expansion. Patch understands the seasonal and regulatory demands of the transportation industry.
Property, product liability, and workers comp for manufacturers of all sizes.
Manufacturers carry layered insurance programs including property, product liability, equipment breakdown, and workers compensation. Premium financing enables manufacturers of all sizes to maintain comprehensive coverage without large upfront payments that impact production budgets. Patch provides fast approvals and flexible terms tailored to manufacturing operating cycles.
Professional liability, property, and cyber coverage for healthcare providers and facilities.
Healthcare providers face unique insurance needs including professional liability, medical malpractice, property coverage, and cyber insurance. Premium financing helps medical practices, clinics, dental offices, and healthcare facilities maintain required coverage levels while preserving capital for equipment, staffing, and patient care operations.
Property, general liability, and umbrella coverage for commercial property portfolios.
Commercial real estate portfolios require substantial insurance coverage across property, general liability, umbrella policies, and environmental liability. Premium financing allows property managers, developers, and investors to spread insurance costs across the year, improving cash flow predictability for multi-property portfolios and new development projects.
Crop, equipment, and liability coverage for farms, ranches, and agribusinesses.
Farms, ranches, and agribusinesses carry specialized insurance including crop coverage, equipment breakdown, livestock mortality, and farm liability. Premium financing helps agricultural operations manage seasonal cash flow cycles by spreading insurance costs into monthly payments that align with harvest and revenue schedules.
Every industry has unique insurance needs and premium cycles. Patch understands the policies your clients carry — from builders risk and fleet coverage to professional liability and crop insurance. We offer fast approvals, flexible terms, and a dedicated team that speaks your language. Whether you're writing a single large policy or managing a book of business across multiple verticals, Patch makes premium financing simple so you can focus on growing your agency.
Partner with Patch and give your clients flexible premium financing backed by a team that moves as fast as you do.
