Patch exists to make premium financing simple, transparent, and actually helpful for independent insurance agencies. We believe brokers deserve a financing partner that moves at their speed and earns their trust.
Learn how premium financing works, who benefits from it, what types of insurance can be financed, and how to choose the right partner for your agency.
Read our complete guide to premium finance →Patch was founded by insurance and finance professionals who saw a gap in premium financing: too many providers treated brokers as an afterthought. We set out to build something different — a company that puts the broker relationship at the center of everything.
Our team combines decades of experience in commercial insurance, lending, and technology. We understand the pressures you face — tight timelines, demanding carriers, and clients who expect fast answers. That's why we built Patch to move at your speed.
We built Patch around one idea: premium financing should make your job easier, not harder.
Same-day quotes, fast approvals, and a platform built to eliminate back-and-forth. When your client needs an answer, we deliver.
No hidden fees, no surprise charges. Every quote shows exactly what your client will pay — so you can present options with confidence.
You get a real person who knows your book. Not a call center, not a chatbot — a partner who picks up the phone and follows through.
Our platform is built to save you time — fast quoting, digital signatures, and real-time status updates. No logins to remember, no portals to juggle.
Our Team
The people building a better premium finance experience for independent brokers.
Alan Chang
Co-Founder
Alan built Patch to give independent brokers the financing partner they've never had.
Eric Smithers
Co-Founder
Eric brings deep experience in insurance operations and broker relationships.
Aaron Levin
Head of Technology
Aaron leads product and engineering, building the platform brokers actually want to use.
Whether you're exploring premium finance for the first time or looking for a better partner, we'd love to talk.
